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Contributor ⭐
March 8, 2025

Survior benefits

  • March 8, 2025
  • 2 replies
  • 688 views

Hypothetically if I am receiving $700 a month and my husband is receiving $1200 a month, my survivor benefits would be his $1200, and not his plus mine?

    2 replies

    fffred
    Community Champion ⭐
    March 11, 2025

    @ba9908 That is correct. Should your spouse pass you would get the larger of your benefit or your husband’s. 

    there are some provisos on this for special circumstances but generally what you describe is correct 

    fffred
    Community Champion ⭐
    March 11, 2025

    @ba9908    You may find this AARP article helpful:  https://www.aarp.org/social-security/faq/when-spouse-dies/